Disclaimer

ukmoneycalc.com produces informational estimates based on published HMRC and gov.uk rates for the 2025/26 tax year. It is not regulated financial advice and we are not regulated by the Financial Conduct Authority.

Not advice

The calculators show options, trade-offs and how the rules apply to the numbers you enter. They don't make a personal recommendation. For advice tailored to your circumstances, on pensions, investments, tax planning or childcare entitlements, speak to a qualified FCA-regulated financial adviser, accountant or tax adviser.

Accuracy

Tax rates, thresholds and allowances change, often each April. We check our figures against gov.uk weekly, but figures can lag or simplify. We use non-cumulative annual National Insurance, for example. Always confirm against HMRC before you rely on a figure for a decision that affects your money.

Your data

The calculators run entirely in your browser. The numbers you enter are not sent to our servers or stored. We don't set advertising or analytics cookies without your consent.

Affiliate links

Where present, affiliate links are disclosed and appear only after the result, never before. We don't endorse regulated financial products on a best-buy basis.